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About Us

Meet the Experienced Mortgage Professionals Who Have Helped Thousands of Families Like Yours

Established in 1982, 100 Percent Loan (Mortgage Capital Associates-MCA) has been funding billions of dollars in loans while helping thousands of families around the country. As a direct lender, licensed in 48 states, we can help you find the loan that meets your financial needs. You can also take comfort in the fact that MCA is a Fannie Mae approved lender and a proud member of the Better Business Bureau (BBB).

So you ask: what separate us from rest of the lenders?

100 Percent Loan vs. Local Broker: Why pay thousands of dollars in origination fees and broker fees to a local broker when you can get the same or lower rate from 100 Percent Loan with a flat fee or no fee at all. As a direct lender, we will process and underwrite your loan in-house so you don’t have to loose sleep over getting a loan approval.

100 Percent Loan vs. Large National Bank: The rates you are offered should be based on your credit and qualification, not the overhead of your bank. Why should you pay more closing costs or take higher interest rates to fund the bank’s overhead and operation costs?

100 Percent Loan vs. Aggregator (e.g. Lending Tree): Would you like to have your credit report run 4 times by 4 different lenders before you speak to a live person? Would you like to have 4 lenders you may never have heard of hounding you for your business? Enough said.

We offer a variety of financing options from fixed and adjustable rate mortgages to zero down payment loans. Have problems with documenting your income? Some of our loan programs require little or no documentation.

Our team of expert mortgage consultants values the importance of friendly and reliable customer service. They haven’t forgotten about the time-honored tradition of dealing with customers one-on-one. Whether you’re looking to purchase a home or consolidate debt, apply for a loan with 100 Percent Loan and get:
  • The best interest rates with lowest fees possible.
  • Clear and prompt answers to your questions.
  • The attention you need to feel comfortable making a decision.
  • A reply, within hours, regarding your loan status.
Remember, your “Best Interest” is our Top Priority!

Contact us today to find out what makes 100 Percent Loan stand out from the rest of the mortgage business!
  1. Call us at 1-877-880-DOWN to speak to one of our mortgage consultants
  2. Engage in real time chat with one of our mortgage consultants
  3. Complete our loan inquiry form if you already know what you want
  4. Complete our online loan application and receive quick pre-approval!

Better Business Bureau Online Reliablitly Program Equal Housing Lender